Why You Should Never Settle with the Insurance Company Too Quickly

James Helm

James Helm

Jun 05, 2025

After an accident, it may seem like the quickest way to move on is to accept the insurance company’s first offer. But doing so could cost you far more than you think.

Many accident victims are surprised to learn that the first settlement offer they receive often covers just a fraction of their true damages. Insurance companies aim to minimize payouts — not maximize your recovery. In this post, we explain why patience and legal guidance can lead to better, more just outcomes, especially for injuries that involve long-term care.

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